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    Time saving insights on pricing, product, and positioning

    The dynamics of car buying is evolving, with consumers and businesses alike increasingly moving away from purchasing outright. Now, monthly affordability is often considered more important than the list price in decision-making.

    Our Monthly Payments solution delivers insights into these shifting behaviours. By leveraging data specifically focused on finance, OEMs and NSCs are able to refine their product positioning and inform strategic business decisions with complete visibility over finance offers across European markets.

    Top 7
    European markets

    50
    leading OEM brands

    80+
    vehicle models

    70+
    new finance datapoints

    Leverage JATO automotive finance data to empower decisions

    Monthly Payments is a regularly updated, flexible data solution that helps businesses to make informed choices on product positioning and pricing.

    Complete market intelligence

    See finance data for private and business sales channels, providing a complete view of automotive finance offers in your market.

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    Accurate competitive comparisons

    Compare data across vehicles, models and markets effortlessly, and identify trends to stay competitive.

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    Transform Your Financial Strategy with JATO's Monthly Payment Solutions

    Multi-market coverage

    Access data on top selling models and versions across the EU7 commercial contract offers, with up to 85% of each market covered.

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    Optimize Monthly Payments with JATO's Advanced Automotive Solutions

    Continually updated insights

    Receive data that is updated weekly, giving you the most up-to-date insights and saving time on manual data collection and consolidation.

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    Stay ahead of the curve with consumer behaviour insights

    JATO expert researchers help businesses stay ahead of market trends and consumer behaviours. See some of our recent automotive finance insights below.

    01

    92% of new cars in the UK were financed in 2022

    92% of new cars registered in the UK in 2022 were purchased on finance.

    Source: JATO data

    02

    Across EU5, 2m+ cars were financed in 2022

    More than 2 million cars were purchased on finance across GB, France, Germany, Italy and Spain in 2022.

    Source: JATO data

    03

    Consumers will pay £400pm for their car

    £400 per month is the average sum consumers are willing to pay for car finance.

    Source: JATO consumer research, 2023

    04

    More consumers buy EVs when available on finance

    80% of consumers are more likely to buy an EV if it’s available on finance.

    Source: JATO consumer research 2023

    05

    Consumers say finance lets them get a better car

    More than 50% of consumers agree that car finance allows them to buy a better car.

    Source: JATO consumer research 2023

    How can Monthly Payments help automotive businesses?

    Andrea-Adamo-profile25

    As monthly affordability becomes the new customer driver, Monthly Payments bridges the critical gap between how OEMs traditionally offer their vehicles and how customers actually choose them. By delivering finance-specific intelligence across every customer touchpoint, we give OEMs the insights they need to compete where consumers truly make their decisions on monthly payment terms, not just list prices.

    Andrea Adamo, Senior Product Manager
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    Explore our expert insights and analysis

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    Chinese automakers double European market share in May 2025
    24 June 2025
    Chinese automakers double European market share in May
    Chinese carmakers doubled EU market share to 5.9% in May 2025, led by MG & BYD, as car sales rose 2.5%. In the same period Renault Clio topped the model rankings.
    By Felipe Munoz
    JATO x Oliver Wyman
    28 May 2025
    German automotive industry faces affordability crisis as vehicle prices surge 40% amid declining sales
    Germany’s car market prices up 40% and sales down 22%, JATO and Oliver Wyman have partnered to explore what’s driving the shift and how OEMs can respond.
    By Team JATO

    Find out more about Monthly Payments

    Speak to a member of our team to discuss your requirements and find out how we can help you compare contract offers the way your customers do.

    Contact us
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