Get complete finance visibility to optimise your offer competitiveness
See advertised finance offers with captive and non captive data in one simple platform.
Understand market dynamics as customers shift toward monthly affordability
Consumers and businesses increasingly make decisions based on monthly affordability, not list price.
Monthly Payments gives OEMs and NSCs visibility of finance offers across major European markets, supporting faster pricing and product decisions.
Evaluate finance offers exactly the way your customers do
Monthly Payments covers up to 80% of local market volume across multiple contract types and durations in the UK, Germany, France, Italy, Spain, Belgium, and the Netherlands.
It delivers finance-specific data across both retail and business sales channels including deposit, interest rate, monthly repayment price, external price contributions, and more.
Data analysis and visualisation through a simple, online platform
Visually analyse captive and non-captive finance data through customisable graphs and charts covering anything from high level market trends, down to granular detail, as well as competitor benchmarking. Available through your JATO Account portal.
Why request Monthly Payments trial?
Understand your competitive position
See how your offers compare across captive and non captive finance providers using consistent, structured data.
Track weekly market developments
Monitor weekly changes in finance offers across your selected market and stay informed about shifting conditions without manual research.
Compare contract structures clearly
Review deposit, APR rate and repayment details side by side, allowing you to assess contract differences with consistency and confidence.
Review pricing decisions with clarity
Use reliable finance data to understand how your pricing aligns with wider market activity and ensure decisions are grounded in actionable insights.
Explore your selected European markets
Access consumer and business finance data across European markets, allowing you to compare contract structures and offer types.
Experience clear, intuitive visualisation
Use analytics dashboards to explore finance data visually, making it easier to identify patterns, compare offers and support informed decisions.
Get comprehensive, compliant, timely automotive finance insights
European markets
leading OEM brands
vehicle models
new finance datapoints
Empower pricing and product decisions with comprehensive finance intelligence
Monthly Payments brings together captive and non captive finance data in one place, helping pricing, product and commercial teams make confident decisions on competitiveness, positioning and market performance.
Complete market intelligence
See finance data for private and business sales channels, providing a complete view of automotive finance offers in your market.
Accurate competitive comparisons
Compare data across vehicles, models and markets effortlessly, and identify trends to stay competitive.
Multi-market coverage
Access data on top selling models and versions across the EU7 commercial contract offers, with up to 85% of each market covered.
Continually updated insights
Receive data that is updated weekly, giving you the most up-to-date insights and saving time on manual data collection and consolidation.
How can Monthly Payments help automotive businesses?
As monthly affordability becomes the new customer driver, Monthly Payments bridges the critical gap between how OEMs traditionally offer their vehicles and how customers actually choose them. By delivering finance-specific intelligence across every customer touchpoint, we give OEMs the insights they need to compete where consumers truly make their decisions on monthly payment terms, not just list prices.
Andrea Adamo, Senior Product Manager
Explore our expert insights and analysis
By Anthony Puhl
By Daniele Ministeri
By Anthony Puhl
Ready to see your market’s finance landscape in full?
Start your trial to explore finance offer data across captive and non captive providers and see how your products align with the wider market.